Loan Tiers

Clear borrowing options for your needs.

No hidden costs or surprises. Get fast, short-term financing with transparent terms and simple repayment.

Basic
Emergency
Quick cash for unexpected bills. Simple, transparent terms for your immediate needs.
$200 / loan
Repay in 14 days
No hidden fees

Loan features:

  • Instant approval process
  • Same-day ACH funding
  • Secure online portal
  • Clear repayment schedule
  • Email support access
  • No early payoff fees
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Most Popular
Standard
Our most requested amount for mid-month expenses. Flexible terms with fast processing.
$750 / loan
Repay in 30 days
Fixed flat fee

Loan features:

  • Everything in Basic, plus:
  • Higher approval limits
  • Automated payment reminders
  • Priority funding status
  • Dedicated support agent
  • Flexible date adjustment
  • Credit score reporting
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Premium
Max Liquidity
Comprehensive financing for larger emergency needs. Personalized support and priority service.
$1,500 / loan
Repay in 60 days
Customized terms

Loan features:

  • Everything in Standard, plus:
  • Extended repayment window
  • Personalized loan manager
  • Customized payment plans
  • Bespoke financial guidance
  • Same-day priority service
  • Annual loyalty discounts
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No hidden fees or penalties.
Responsible Lending Charter

Fair, Transparent, and Ethical Financing

CREDITX is committed to responsible lending. We prioritize your financial health with clear terms, affordability checks, and support when you need it most.

Ethical Standard
Strict Affordability Checks
We verify income and existing debt to ensure every loan is manageable, preventing cycles of debt for our borrowers.
Verified Income Check
100%Risk Assessment
Clear Terms
Transparent Fee Structure
No hidden costs or surprise penalties. We provide clear, upfront APR and repayment schedules before you sign.
Fully Transparent
0%Hidden Fees
Proactive Support
Clear Payment Reminders
We send timely notifications before your due date, helping you plan your finances and avoid missed payments.
Automated Alerts
3 DaysAdvance Notice
Borrower Care
Hardship Support Options
If you face unexpected financial difficulty, we offer flexible repayment plans to help you stay on track.
Flexible Terms
CustomRepayment Plan

System Status

Real-time operational status of our lending services

Approval Engine
12ms
Funding Gateway
18ms
Support Portal
9ms

Need help with your loan?

Our support team is here to answer your questions and assist with your account.

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CREDITX provides fast, transparent short-term financing for your emergency needs. Simple, secure, and reliable.

Responsible Lending

We offer clear terms, no hidden fees, and same-day approval for qualified applicants.

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Lending Disclosure

CREDITX provides short-term loans. All loans are subject to approval. APR and repayment terms vary based on individual credit profiles and state regulations.

Please borrow responsibly. Ensure you can meet repayment schedules to avoid additional fees. We are committed to transparent lending practices.

License: #CX-2025Regulated Lending
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